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Education Cost Calculator
Put a future education cost into today’s planning.
Your illustration
View annual figures
| Year | Contributions | Illustrative value |
|---|---|---|
| 0 | R 50 000 | R 50 000 |
| 1 | R 68 000 | R 72 651 |
| 2 | R 86 000 | R 97 114 |
| 3 | R 104 000 | R 123 534 |
| 4 | R 122 000 | R 152 067 |
| 5 | R 140 000 | R 182 883 |
| 6 | R 158 000 | R 216 165 |
| 7 | R 176 000 | R 252 109 |
| 8 | R 194 000 | R 290 928 |
| 9 | R 212 000 | R 332 854 |
| 10 | R 230 000 | R 378 133 |
| 11 | R 248 000 | R 427 034 |
| 12 | R 266 000 | R 479 848 |
| 13 | R 284 000 | R 536 886 |
How this illustration is calculated
Contributions are made at month-end and remain level. Returns are constant illustrations, not forecasts. Tax, fees and market volatility are excluded; allow for costs in your assumptions.
Each year’s cost is inflated separately. The full nominal cost is targeted by the first year of education; no investment growth is assumed during the education years. This is a conservative upfront-funding model.
Illustrative only. Calculator results do not constitute financial advice and actual outcomes may differ.
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A calculator does not know your whole life.
It cannot assess your existing arrangements, personal risks, tax position or capacity for loss. Use the illustration to ask better questions, then build the plan with your adviser.